Back Pocket Benefits is your trusted, licensed insurance broker committed to delivering guaranteed-issue products across all 50 states. Backed by a robust portfolio of reputable carriers, including:

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• Assurity

• Boston Mutual

• Illinois Mutual

• Manhattan Life

• Transamerica

 

Back Pocket Benefits provides dependable insurance solutions designed to meet the diverse needs of today’s workforce. We specialize in partnering with large groups, unions, municipalities, and organizations to offer guaranteed issue life insurance, critical illness coverage, and accident protection for employees and group members. Our mission is to empower organizations with accessible, low-cost supplemental healthcare and life insurance products made available without the hassle of medical questions or lengthy underwriting processes.

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By working closely with our preferred carriers, we stand out as one of the few brokers nationwide capable of delivering these high-quality products at competitive rates. Whether you're an employer seeking payroll deduction options for a seamless employee benefit experience, or an individual consumer affiliated with a group, union, or organization, Back Pocket Benefits provides tailored solutions that are both straightforward and affordable.

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Additionally, we’ve partnered with a national Third Party Administrator (TPA) to streamline every step of the enrollment process. This collaboration ensures that applications and renewals are handled efficiently, making it easier than ever for you or your organization to access essential coverage.

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Choose Back Pocket Benefits for a future where comprehensive insurance protection is not just a promise, but a reality ~ one that keeps you and your team covered without unnecessary barriers.

  

*Non-employer groups are subject to review on a case-by-case basis.